Gold you can
bank on.
Sabika Gold is the first global gold-backed platform. Save, send, spend, earn and borrow against gold in one account — held as XAUT, Tether's gold token, backed by physical gold in a Swiss vault.
Gold has value. It just has no use.
Gold is the oldest store of value, yet almost none of it does anything. Most of it sits idle in vaults and homes, held only in the hope its price rises.
It sits idle
Most gold lies in vaults and homes, earning nothing while it waits for the price to move.
It has no everyday use
You can't easily send it, spend it or put it to work without selling it first.
It is costly to own
Making charges, VAT and wide spreads eat into physical gold before you have even started.
One account, five jobs
Give your gold something to do. Everything runs from a single Sabika Gold account.
Save
Turn money into gold in small amounts, on your own schedule.
Send
Send gold to family and friends without selling it first.
Spend
Pay in everyday life straight from your gold balance.
Earn
Put your gold to work and earn yield on it. Yield is not guaranteed.
Borrow
Borrow against your gold instead of selling it.
From sign-up to gold in three steps
One account, one balance. Here is how your money becomes gold you can use.
Verify your identity (KYC)
Create your account and complete identity verification (KYC). It is required before you can use the service.
Fund your account
Add money to your Sabika Gold account. All deposits are automatically converted to gold.
Save, send, spend, earn or borrow
Use your gold balance for everyday needs, or put it to work.
Your gold, held as XAUT
Sabika Gold holds your gold as XAUT, Tether's gold token. XAUT is backed by physical gold in a Swiss vault.
What could your savings be worth?
An illustration only. Set your own assumed yearly price change. Gold prices can rise and fall, and you can lose money.
Illustration only. This is not a forecast, an offer or financial advice, and fees are not included. Past performance does not guarantee future results. The value of gold can fall as well as rise.
Frequently Asked Questions
Everything you need to know about Sabika Gold. Can't find your answer? Contact us.
Sabika Gold is the first global gold-backed platform. In one account you can save, send, spend, earn and borrow against gold. Features are launching in stages, and each is marked until it is live.
Get early access
The app is coming soon. Join the waitlist and we will tell you when Sabika Gold opens in your country.